When I got my first full-time paycheck, the last thing on my mind was retirement. I was so excited to be able to pay my bills without stress and not have to check my bank account every time I went out with friends. It was such a relief to finally be in a viable financial position! The one thing that weighed on me most financially was my student loan debt. For the first time, I actually had to stare the numbers in the face and make a solid repayment plan. It felt like this enormous monkey on my back and I wanted it off as soon as possible. So I decided to make a beeline toward repaying my student loan debt with any extra money that came my way.