After my husband Tyler’s accident last year, one of my first thoughts was: We don’t have a will. We’re both young and healthy, so it had never risen to the top of our to-do list. As I contemplated how quickly things could have turned out differently, the questions started to pop up. Like, all of our joint-owned property would come to me, but what about the things my spouse owned separately? And, what if we were both killed in a car accident — then what would happen?