Welcome to the second part of a three-part series on credit cards. If you missed last week’s post, I took a look at the reasons why you might get a credit card. This week, we’ll take a look at what factors you should consider when you’re looking for a credit card.
The most important factors vary depending on what you plan to use the card for:
· Planning to pay off your bill in full every month? In this case, the interest rate doesn’t really matter as much. Look for a card with the best perks for your lifestyle that has a longer grace period to pay your bill and a minimal annual fee.